Credit card payments have overtaken cash in British shops for the first time. In fact notes and coins were only the third most popular form of payment last year. Just £1 in every £5 spent is now cash. Debit cards account for over half of all transactions (by value). UK Finance is predicting that fewer than one in 10 transactions will be made in cash with by 2029. In 2009 the figure was six in 10. At the same time new figures from Which? show that one in 10 free cashpoints (that’s 8,700) have either closed or started to charge a fee since January 2018.